Our mission is to help clients understand the puzzling complexities of the health care reform bill, accurately assess and analyze the impact it may have on you and your company, and provide solutions that ensure you’re in compliance while keeping your cost as low as possible. We endeavor to provide the technical expertise, industry experience, tools and resources needed to protect the health and welfare of your company, your employees, you, and your family.

We at Candelario Insurance Advisors (CIA) are employee benefit specialists, nationally CERTIFIED as HEALTHCARE REFORM SPECIALISTS. We are also Certified Covered California Agents. We know the healthcare laws and can help you stay ahead of them. We provide special emphasis on preparing our clients for DOL/ERISA audits and PPACA compliance, while mitigating the risks that lead to exorbitant fines and penalties associated with noncompliance.

The Health Care Reform waters can be treacherous, stressful, and expensive when you’re maneuvering them alone, misguided, or misinformed. We at Candelario Insurance Advisors help you maneuver those waters successfully and the one-on-one personal guidance and caring attention you’ll receive from us will provide peace of mind.


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    Jay Candelario, CHRS


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    Natalie Candelario

    Certified Covered
    Ca. Agent

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    Nicole Candelario

    Office Manager

  • Thank you for your dedication to amazing customer service.
    Everyone here at Arrk values and appreciates all of your hard work.
  • Arrk Product Development Group / San Diego, California